MH insurance in ROI without having a car.

 
 
 
 
 
 
StrandCampingDoonbeg
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MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #1
I know with Dolmens and Stuart’s they have a flat rate for MH if you also have a car but I’m thinking of not bothering with a car as I hardly use it. Does anyone have a MH insured without a second vehicle and if so what is the annual cost of insurance?
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #2
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #3
I heard €700 quoted.
StrandCampingDoonbeg
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #4
Thanks guys Dolmen is €856 without a car €350 with a car. Still to contact Stuart’s but I see a redundant car will be gone soon.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #5
What if you bought a scrapper and made a feature out of it for your site and insure it,
No idea what put this zany idea in my head
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #6
If you say nothing will they check , I had a claim a few years ago and they never asked anything about car
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #7
Quote by StrandcampingDoonbeg

Thanks guys Dolmen is €856 without a car €350 with a car. Still to contact Stuart’s but I see a redundant car will be gone soon.


Stuarts, may or may not be, sponsoring Motorhomecraic.com soon.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #8
If you have your car insured with one company and your MH with another, and you have a claim does it affect the other policy too?
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Re: MH insurance in ROI without having a car.

 ·  Posted: 09.09.2020  ·  #9
Quote by StrandcampingDoonbeg

I know with Dolmens and Stuart’s they have a flat rate for MH if you also have a car but I’m thinking of not bothering with a car as I hardly use it. Does anyone have a MH insured without a second vehicle and if so what is the annual cost of insurance?


Not sure of your circumstances but if you were a named driver on a spouses/partner's policy you can get the camper policy for the same price as if you have your own car.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #10
Quick update, Stuart’s will not insure without a primary vehicle. The would however accept my scooter being the primary vehicle and it would be €335 to insure the MH with 2 names drivers €400 with open drive. Discounts available if you are a member of IMHC and others. But this only covers you for 31 days abroad for longer they have to go back to aviva each time and depends on how long away and where. So that doesn’t work for me.
Dolmens was €350 with unlimited mileage and unlimited travel abroad but without a primary vehicle it is €856 again there are discounts if you belong to certain MH organisations.
Might ring dolmens back and see if they would accept the scooter as the primary vehicle.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #11
So do Stuarts only cover 31 days abroad? i didn't know this, not that it would effect me. And is that 31 days per single trip or annual, or both?
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #12
Quote by The Rambler

So do Stuarts only cover 31 days abroad? i didn't know this, not that it would effect me. And is that 31 days per single trip or annual, or both?

As standard I think it is 31 days per trip and you travel more times per year.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #13
Quote by The Rambler

So do Stuarts only cover 31 days abroad? i didn't know this, not that it would effect me. And is that 31 days per single trip or annual, or both?


News to me too and I do go away for longer
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MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #14
Quote by StrandcampingDoonbeg

Quote by The Rambler

So do Stuarts only cover 31 days abroad? i didn't know this, not that it would effect me. And is that 31 days per single trip or annual, or both?

As standard I think it is 31 days per trip and you travel more times per year.


how do you prove your back?. if you got a cheep flight home called into the office said hi, get lunch pay by credit card and fly back ?😁
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #15
I'm with Stuarts for several years and that's the first I've heard of 31 days. I'll have to look up my policy, if I can find it. Maybe it's something new for new policies.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #16
I had trouble with all car insurance re being abroad for more than 90days that why I decided to take the leap to a motorhome as I go to Spain for 5months in the winter .it only Ireland that this driving abroad is limited .I too was thinking of giving up the car so I wonder would dolman be the same as 31days if you don't have a car ? .
If you find out can you update me .
Thanks Angie
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #17
Quote by Awaywego

I had trouble with all car insurance re being abroad for more than 90days that why I decided to take the leap to a motorhome as I go to Spain for 5months in the winter .it only Ireland that this driving abroad is limited .I too was thinking of giving up the car so I wonder would dolman be the same as 31days if you don't have a car ? .
If you find out can you update me .
Thanks Angie

No limit with Dolman abroad even if you don’t have a car.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 10.09.2020  ·  #18
Quote by Flipperdipper

I'm with Stuarts for several years and that's the first I've heard of 31 days. I'll have to look up my policy, if I can find it. Maybe it's something new for new policies.

It’s only what one person said over the phone I cannot guarantee that the person knew what they were talking about.
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Re: MH insurance in ROI without having a car.

 ·  Posted: 18.09.2020  ·  #19
I'm in a similar boat. Or should that be van...

I'm applying for insurance for vw campervan but don't have a car. Dolman quoted me 850€ with 75€ discount if I choose 500€ excess. Stuarts said no. I'll keep looking but I might have to swallow it. Grrr.

On a positive note, it's only the price of a hotel room once a month. Or a cup of coffee a day.
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