Insurance during motorhome conversion

 
 
 
 
 
 
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Registered: 05 / 2020
Subject:

Insurance during motorhome conversion

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Posted: 14.05.2020  ·  #1
Hi,
I bought the van and started the conversion. I don't have any insurance right now as it's just parked on my driveway.
I now would like to be able to use the van in the meantime, especially for some bigger parts shopping that doesn't fit in the car. If I take commercial insurance now I'm stuck with it for the next 12 months and I won't be able to get any motorhome insurance as of now.

How do you solve this issue? Can I get a commercial insurance and, once converted, just drive under that? Would I get any issues with my insurance? Or Does anyone now an insurance company that will allow me to convert once completed?

I already aked my car insurance (Liberty) if it's possible to get a short term one or temporarily swap my car for the van but that doesn't seem to be possible.

Thanks


Craic Lifer
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My Motorhome: Dethleffs Advantage
Base Vehicle: Fiat 2.3
Subject:

Re: Insurance during motorhome conversion

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Posted: 14.05.2020  ·  #2
Ring a van insurance broker and see what they say , a broker should know all the angles


Craic Lifer
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My Motorhome: Dethleffs advantage
Base Vehicle: Fiat 2.3
Subject:

Re: Insurance during motorhome conversion

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Posted: 14.05.2020  ·  #3
In my opinion for what its worth. If you insure it as a van you can drive it when the camper is converted it's just the tax that will be high under commercial tax

Liked by: sprinter

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Re: Insurance during motorhome conversion

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Posted: 14.05.2020  ·  #4
thanks for your replies. I spent some time on the phone with insurance companies today.

My current car insurance (Liberty) doesn't insure motorhomes and they don't do vans for private individuals, only businesses.

Both Dolmen and Stuarts can't insure me before the conversion (as a camper) and don't give me an option to convert later if I go for commercial. Dolmen also said that for a commercial vehicle they tend to be really strict what it's being used for.

Insuremyvan.ie gave me a quote and they said after the conversion I won't be able to stay with them but I can cancel it at any time and will get a full refund of whatever is left (with no fee). That's probably my best bet for now.

Liked by: sprinter

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